Credit Card & Payment Processing for Florists

Staying up to speed with payment technology is a challenge for local floral shops, and finding the right card and payment processing tools isn’t always a walk in the park. Offering your customers a range of hassle-free payment options can strengthen sales and improve your cash flow. These tools can also reduce a lot of the manual input, errors, and inconvenience associated with more traditional payment methods.

Read on for Podium’s list of the 10 best credit card and payment processing tools for floral businesses.

1. Podium Payments

Podium Payments helps you get paid faster and save time. By allowing you to gather more reviews, generate high-quality leads, and centralize customer data, it improves your customer experience. You can turn your phone into a card reader for fast, secure, and easy payment. Coupled with text-to-pay functionality, this tool keeps payment transactions in the same channel you already use to communicate with your customers, reducing missed payments. It also enables sales tracking, communication auditing, and more.

A significant player in the market, Podium Payments stands out in the floral shop industry for its user-friendly platform and wide variety of payment options. It allows for financing, subscriptions, Buy Now Pay Later, and estimate sending. Its advanced fraud protection and automatic reconciliation features ensure every transaction is secure and accurate.

2. Square

Square is one of the most popular credit card processing tools. It comes with a free credit card reader that plugs into your device’s headphone jack. From mobile card readers to full point-of-sale systems, Square offers affordable and customizable solutions for your floral business.

Known for its transparent and affordable pricing model along with its robust hardware and software offerings, Square is a top choice for floral shops processing a moderate volume of card transactions.

3. PayPal Here

PayPal Here gives you a free app and choice of four card readers. As a tool, it accepts payments from magnetic swipe cards, chip cards, contactless payments, and even checks using your smartphone or tablet.

We see value in PayPal Here for its wide variety of payment options, including international payments. Plus, continued integration with the wider Paypal platform can open up additional business opportunities.

4. Clover Flex

Clover Flex is designed for businesses that want an all-in-one solution for managing payments, orders, and receipts. It’s a device that fits in your hand and helps you do business wherever you find yourself: at the counter, in the aisle, at the table, or out in the yard.

With its portable design, Clover Flex is ideal for floral shops with mobile operations such as pop-up stands or delivery. Its features are designed to add value and save time before, during, and after the sale.

5. QuickBooks Payments

QuickBook Payments is a preferred tool for businesses that already use QuickBook accounting software. It offers effortless invoicing, automatic sales receipts, updated transaction records, and detailed reports.

With its seamless integration with QuickBooks accounting, QuickBook Payments can be a game-changer for floral businesses looking for full-featured payment processing that plays nicely with their accounting processes.

6. Shopify Payments

Shopify Payments is the in-house payment processor offered by popular ecommerce platform Shopify. It allows retailers to accept credit cards directly on their websites. It‘s ideal for florists with an online store or those planning to move their operations online.

We value Shopify Payments for its seamless integration with the overall Shopify platform, making it an ideal choice for online floral businesses or those with a brick-and-click model.

7. Payment Depot

Payment Depot uses a membership pricing model to offer wholesale credit card processing rates to its users. There are no percentage-based fees which is a distinct departure from how most payment processors operate.

With its promise of wholesale rates and transparent pricing models, Payment Depot can be an enticing option for high-volume floral businesses.

8. Stripe

Stripe is engineered for large companies seeking a customizable payment solution. It’s best for florists who need a developer-friendly, customizable service that gives you a lot of control over how payments are processed.

Stripe is reputable for its large-scale operations, customizable options, and transparent pricing. Businesses with a significant online presence might get the most out of their Stripe services.

9. Authorize.net

Authorize.net is a reliable tool that provides complex infrastructure and security to ensure fast, reliable, and secure transactions. It is beneficial for businesses that lack a server for hosting secure payment pages.

Authorize.net earns its recommendation through its solid reputation for reliability and an extensive feature set designed to help floral businesses secure their processes and enhance the customer experience.

10. FreshBooks

FreshBooks is a cloud-based accounting solution that is well-suited for small businesses. It gives you the ability to accept credit card payments on invoices in one click, making record keeping simple and client-friendly.

FreshBooks is our top pick among accounting software that offers payment processing for its easy-to-use features, time-saving capabilities, and overall value.

Get Started

We hope you found this list helpful and encourage you to investigate these tools to identify the best fit for your business. A robust, user-friendly payment processing system can make all the difference in providing a positive customer experience, which is crucial for the floral industry. Remember, offering multiple and easy-to-use payment options to your customers has a direct impact on your sales improvements and cash flow. And here at Podium, we are always on stand-by to help your floral business bloom.